Checked Before it is Bound
We review limits, drivers and certificate wording before a policy goes live, so the paperwork TLC, DMV or your landlord asks for is right before it goes out.
Independent insurance brokerage in Queens, NY
TLC Insurance for NYC Drivers, Plus Auto, Home and Tax Services
We compare TLC, personal and commercial insurance across several carriers, and our Tax Zone team handles tax preparation services for drivers, families and small businesses. One office in East Elmhurst, one phone number, one team.
- TLC SpecialistsBlack car, yellow cab, green cab and luxury
- One RoofPersonal, commercial and tax services
- Independent BrokerSeveral carriers, one quote request
- Fast HelpQuotes, endorsements and claims support
About Freedomline
An Insurance Broker in New York That Works For You, Not For One Carrier
Freedom Line Brokerage Inc. is an independent brokerage at 75-25 31 Avenue in East Elmhurst, Queens. We started as TLC insurance brokers for the city's for-hire drivers, and since 2003 we have added personal insurance, commercial coverage and tax services under the same roof.
Plenty of people search for an insurance agent in New York when what they really want is a broker. An agent usually represents one company. We put your details in front of several carriers and lay the options side by side, so you can see what each one costs and what each one leaves out.
Straight Answers
Plain explanations of what a policy covers and what it does not, from a team that picks up the phone.
Our Services
Insurance For Your Car, Your Home and Your Business
From TLC and commercial coverage to personal policies, surety bonds and disability benefits, here is what we place for New Yorkers.
NYC TLC Insurance Services
Liability, physical damage and no-fault coverage for black cars, yellow cabs, green cabs and luxury vehicles, with the FH-1 certificate and declarations page TLC asks for.
Commercial Liability Insurance
General liability, property and business owner policies for NYC shops, contractors and offices, with the certificates landlords and general contractors ask for before you start.
Services for non-for-profit
Coverage for charities, schools and religious organizations, from liability for events and volunteers to directors and officers protection for your board.
Personal Insurance
Personal auto, home insurance, condo, co-op and renters insurance for New York households, compared across carriers and bundled where it lowers the total.
Surety Services
Bid, performance, payment and license bonds for contractors and dealers, placed with surety companies that fit the bond type and size.
Disability Insurance
New York statutory disability and Paid Family Leave for employers, plus long term and individual options for owners and higher earners.
TLC Coverage
TLC Insurance Brokers Who Know The NYC For-Hire Market
TLC will not approve a new, renewal or transfer vehicle license if the insurance has expired or falls below its minimums. Whether you drive one car or run a fleet, we keep that from becoming your problem.
Black Car
For Uber, Lyft and base-affiliated drivers. We match the policy to TLC minimums and your base's requirements, then send the FH-1 when you need it.
See Black CarYellow Cab and Medallion
Coverage for medallion owners and yellow cab drivers, built around TLC rules so the cab stays licensed and on the road.
See MedallionLuxury and Executive
Higher-limit policies for limousines, chauffeured sedans and SUVs that carry corporate and private clients.
See LuxuryFleet
One program for multi-vehicle operations, with certificates in one place and a team that tracks every vehicle on the schedule as it changes.
See Fleet CoverGreen Cab and Boro Taxi
Coverage for street hail liveries, which can accept street hails anywhere outside the exclusionary zone south of West 110th Street and East 96th Street.
See Boro TaxiAlready insured with us? We also handle policy renewals, endorsements, change of broker and accident reports.
Our Team
Meet The People You Will Speak To
Underwriting and endorsement specialists who work on NYC policies every day.
Testimonials
Why Clients Trust Us
Real stories from NYC drivers and business owners who rely on Freedomline for coverage they can count on.
- NYC TLC insurance specialists
- TLC & personal coverage under one roof
- Fast quotes and claims support
Freedom line is best for all the TLC drivers … Don’t go anywhere This is the best insurance agent for TLC drivers Ask for Marie she is the best .very responsive and very very helpful…I have been in this company since many years and never disappointed… I strongly recommend everyone to this company my best wishes to freedom line insurance n all the drivers …
We purchased insurance for our non-profit and the team at Freedomline was super receptive and professional. Gave a great price and were prompt and efficient. They were able to answer questions and had our best interest in mind. This is the place to go to!
Amazing customer service with unparalleled personal experience. Always there to answer questions and provide solutions and guidance. Using for the past 5 years for multiple businesses and will continue to do so. Have referred all my friends and family and no one has been disappointed. Kevin’s the guy to go to!
The staff at Freedomline is really nice, especially Mr. Faisal and his team are really helpful in solving my queries, Fast & Quick. They're really good in communication too. Very humble and professionals. 10/10 Also, an endorsement team like Ms. Richal and Rosee are great at service and very informative about policy.
Carriers We Work With
Carriers We Work With
We place coverage with insurers including American Transit, Attune, Kingstone, Philadelphia, Progressive, Hereford, AmTrust, Travelers, Lancer and Transit General. Which one fits depends on the vehicle, the property or the business.
Ready when you are
Get coverage that keeps NYC moving
Talk to a Freedomline specialist for TLC, commercial, or personal insurance.
Mobile app
Manage Your Policy From Your Phone
The Freedomline app lets you check policy details, view invoices, make payments and start a claim without calling the office.
- More ways to pay
- Instant ID cards
- Fast claim reporting
- Support when you need it
FAQ
Questions We Hear Most
An agent usually represents one insurance company. A broker compares several on your behalf. Freedom Line is a brokerage, so one request from you brings back more than one option.