Checked Before it is Bound
Specialist guidance for TLC, commercial, and personal coverage.

Independent insurance brokerage in Queens, NY
We compare TLC, personal and commercial insurance across several carriers, and our Tax Zone team handles tax preparation services for drivers, families and small businesses. One office in East Elmhurst, one phone number, one team.

About Freedomline
Freedom Line Brokerage Inc. is an independent brokerage at 75-25 31 Avenue in East Elmhurst, Queens. We started as TLC insurance brokers for the city's for-hire drivers, and since 2003 we have added personal insurance, commercial coverage and tax services under the same roof. Plenty of people search for an insurance agent in New York when what they really want is a broker. An agent usually represents one company. We put your details in front of several carriers and lay the options side by side, so you can see what each one costs and what each one leaves out.
Our Services
From TLC and commercial coverage to personal and specialty insurance — explore what Freedomline can do for you.

Liability, physical damage and no-fault coverage for black cars, yellow cabs, green cabs and luxury vehicles, with the FH-1 certificate and declarations page TLC asks for.

General liability, property and business owner policies for NYC shops, contractors and offices, with the certificates landlords and general contractors ask for before you start.

Coverage for charities, schools and religious organizations, from liability for events and volunteers to directors and officers protection for your board.

Personal auto, home insurance, condo, co-op and renters insurance for New York households, compared across carriers and bundled where it lowers the total.

Bid, performance, payment and license bonds for contractors and dealers, placed with surety companies that fit the bond type and size.

New York statutory disability and Paid Family Leave for employers, plus long term and individual options for owners and higher earners.
Commercial Coverage
TLC will not approve a new, renewal or transfer vehicle license if the insurance has expired or falls below its minimums. Whether you drive one car or run a fleet, we keep that from becoming your problem.
For Uber, Lyft and base-affiliated drivers. We match the policy to TLC minimums and your base's requirements, then send the FH-1 when you need it.
See Black CarCoverage for medallion owners and yellow cab drivers, built around TLC rules so the cab stays licensed and on the road.
See MedallionHigher-limit policies for limousines, chauffeured sedans and SUVs that carry corporate and private clients.
See LuxuryOne program for multi-vehicle operations, with certificates in one place and a team that tracks every vehicle on the schedule as it changes.
See Fleet CoverCoverage for street hail liveries, which can accept street hails anywhere outside the exclusionary zone south of West 110th Street and East 96th Street.
See Boro TaxiOur Team
The people behind Freedomline — specialists who know NYC insurance inside and out.



Testimonials
Real stories from NYC drivers and business owners who rely on Freedomline for coverage they can count on.
Ready when you are
Talk to a Freedomline specialist for TLC, commercial, or personal insurance.
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